CARE Act stimulus checks went out in April and families with special-needs members are asking questions about how to handle the funds. Last week, a mom called wondering what to do with the money that came for her adult child with a qualifying disability. These …
Blueprints For Special-Needs Families by Rob Wrubel, CFP® AIF® AEP®
Future Planning – Choosing Between Fear and Courage
Last month, I spoke at the National Down Syndrome Society’s adult conference in Detroit to a room of parents with adult children with Down syndrome. Some families were still figuring out how to navigate SSI, Medicaid and their estate plans but most had already …
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Spending ABLEs – What’s a QDE anyway?
The ABLE Act changed the way we think about saving and spending money for our family members with special needs. For the first time, we can now have a simple, tax-advantaged way to save that also allows our family member to access money without fear …
Three Steps To Have Your Special-Needs Trust In Place In 30 Days
Last month, I spent two and a half days at the National Down Syndrome Congress’ annual convention in Dallas. The NDSC asked me to give a workshop on special-needs planning and I spent the time before my session talking with families and answering …
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Best Intentions Can Ruin Your Plans – Communicate To Preserve Benefits
TV shows and movies look to enhance drama in every scene and a favorite device to create tense emotions when someone dies is the reading of the will. These scenes have the characters sitting on the edges of their seats and we know they are wondering if they …
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