Posts by Rob Wrubel, CFP® AIF® AEP®
Spending ABLEs – What’s a QDE anyway?
The ABLE Act changed the way we think about saving and spending money for our family members with special needs. For the first time, we can now have a simple, tax-advantaged way to save that also allows our family member to access money without fear of losing Medicaid benefits or having to ask a…
Read MoreIs Life Insurance Ever an Investment?
As advisors with many years of experience under our belts, we have seen numerous types of planning situations, investment ideas and life situations. We have shared and been part of all kinds of events like job changes, business starts and sales, births of children and grandchildren, divorces and marriages, the losses of family members, new…
Read MoreThree Steps To Have Your Special-Needs Trust In Place In 30 Days
Last month, I spent two and a half days at the National Down Syndrome Congress’ annual convention in Dallas. The NDSC asked me to give a workshop on special-needs planning and I spent the time before my session talking with families and answering questions. A few common themes about special-needs trusts came up during…
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